Your home, your terms
Unlock your home’s equity or find the right mortgage
Compare purchase, refinance, and cash-out options in minutes. No hard credit pull required to see personalized estimates.
- No SSN required
- Soft inquiry
- Free quote
Why homeowners choose Archie Rate
Lower monthly payments
Refinance to reduce your rate or shorten your term while keeping payments predictable.
Tap your equity
Access cash-out options for renovations, consolidating debt, or building a safety net.
Simple & secure
Answer a few questions, compare options, and connect with a licensed specialist.
How it works
Tell us about your goals
Share your home’s value, current balance, and what you’d like to accomplish.
See curated options
We match you with potential rates and terms—no obligation to proceed.
Lock and save
Work with a licensed Mortgage Pros specialist to finalize the offer that fits best.
What homeowners say
“We cut $300 off our monthly payment without the runaround.”
“Fast, friendly, and transparent from start to finish.”
“Cash-out helped us remodel and stay on budget.”
Mortgage & refinance FAQs
No. Viewing your initial rate estimates uses a soft inquiry. A hard pull happens only if you move forward with a full application.
Closing costs vary by product and lender. We outline estimated fees up front and review options to roll costs into your loan when available.
Yes. Cash-out refinancing lets you access equity for improvements, debt payoff, or other needs—subject to eligibility and LTV limits.
Many borrowers close in 25–35 days, depending on documentation and appraisal requirements.